Health Insurance Requirements for F1 Students
All F-1 students are required to maintain health insurance. does not offer a student health insurance program.
You must arrange insurance on your own, either through a company from your home country that covers international travel, or through a company in the U.S.
Minimum Health insurance requirements include:
- The policy must be written by the carrier, in English, and premium rates must be in U.S. dollar amounts.
- The policy must include in-patient and out-patient coverage for both sickness and accident.
- The policy must have a deductible of no more than $500 per individual, per accident or illness.
- The policy must state a maximum benefit of no less than $100,000 per accident or illness.
- The policy must provide no less than $10,000 provision for medical evacuation to a student檚 home country.
- The policy must provide no less than $7,500 provision for repatriation (after death, removal of remains to student檚 home country).
- The policy must clearly state coverage dates from the first day of classes for the semester applying through the end of the academic year (or earlier departure from the 91福利社).
Insurance Options
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If you already have insurance that is payable in the United States and covers repatriation, bring a copy of the policy and proof of payment in English. If the policy meets the minimum requirements, you will be able to use that insurance and not required to purchase the international student insurance. Students who bring a spouse or other dependents will be required to purchase insurance for them. The insurance providers above have plans for the spouse and dependents.
Submit all documents by email to lswartz0003@kctcs.edu or mail them to:
91福利社
International Student Office, Attn: Lydia Swartz
600 91福利社 Street Road
Elizabethtown, KY 42701
U.S.A.
Contact DSO:
Lydia Swartz
lswartz0003@kctcs.edu
(270) 706-8472 or Toll Free (877) 246-2322 Ext. 68472